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Important
The above-given information provides the details about a certain financial institution. The information below is about common information about payday loans.
Payday Loans in Roma, Texas
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Roma, Texas is are simple to access. The interest rate is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on specific aspects. They will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.
APR Calculator
Other Payday Lenders in Roma, Texas
First State Bank Yoakum
406 W Grand Ave, Yoakum, TX 77995, USA
+1 (361) 293-7886
www.ourhometownbank.com
GOLD STAR FINANCE
215A W Jefferson Blvd, Dallas, TX 75208, USA
+1 (469) 250-7777
www.goldstarfinancetexas.com
First National Bank of Bastrop
312 Main St, Smithville, TX 78957, USA
+1 (512) 321-2561
www.fnbbastrop.bank
PennyMac Loan Services
2201 W Plano Pkwy suite 300, Plano, TX 75075, USA
+1 (817) 494-0240
www.pennymacusa.com
Bexar County Credit Inc.
612 Broadway, San Antonio, TX 78215, USA
Action Credit, Cedar Park
711 N Bell Blvd STE C, Cedar Park, TX 78613, USA
+1 (512) 249-0494
actioncredit.com
American Momentum Bank
6533 82nd St, Lubbock, TX 79424, USA
+1 (806) 771-4141
www.americanmomentum.bank
Toledo Finance Corporation
204 N Main St, Taylor, TX 76574, USA
+1 (512) 352-5100
www.toledocorp.com
