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3 2 reviews

14003 S Farm-To-Market Rd #4, Santo, TX 76472, USA
+1 (940) 769-3611
www.sotb.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–3PM
Tuesday
8:30AM–3PM
Wednesday
8:30AM–3PM
Thursday
8:30AM–3PM
Friday
8:30AM–6PM

Domain Info

Created Date

1996-05-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Spirit of Texas Bank?

Below you find some of the reviews of our clients.

I applied for the first loan in my life, was approved the next day despite the fact that I had low credit score. I repaid it on time. Love this company for their affordable rates. Other lenders in my state charge sky high interest!

Alivia Torp I

Many thanks to Spirit of Texas Bank. I recently had some troubles with repaying my bank loan and they approved me for a cash advance. Best loan provider! Managed to cover my issues and signed with relief.

Ms. Hulda Bartell II

Thank you for the best service. Your managers helped me throughout the application. It’s great that you only need an ID to get approved.

Jessika Pollich

Simple application. I only entered an ID and a bank account. Fast lending decision. The first time I was accepted for $600 only. Hope the available amount will increase next time. Interest rate is affordable . Paid back the loan on schedule. If required, the term can be also extended.

Evelyn Smith

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Santo, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Santo, Texas. The entire process is fast. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit score. You will need a stable income to apply for a bad credit payday loan.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the payday loan immediately.

APR Calculator

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