Welcome to Our Online Loan Referral Service

3.7 3 reviews

125 TX-46, Seguin, TX 78155, USA
+1 (830) 303-1530
www.sotb.com
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM

Domain Info

Created Date

1996-05-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

sotb.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

What people think about Spirit of Texas Bank?

Below you see some of the opinions of our clients.

I am a regular client of Spirit of Texas Bank. It is very convenient to apply via the net. The interest rate was affordable. Their staff always reply quickly.

Jaiden VonRueden

I needed $300 to buy a suit for a party. The only way out was to apply for a cash advance. Found a lot of financial institutions online. Spirit of Texas Bank is the most transparent company in Seguin.

Edgar Cremin I

A good company. These guys quickly processed my application. Had funds in my account the next evening. If you need some extra cash urgently, this is the best place to apply, I’m telling you!

Rosalyn Larkin

I recommend Spirit of Texas Bank to every person who need extra money. I’ve been using them for 5th time. Always amazing service!

Anabel Trantow

Easy application. I only entered an ID and a bank account. Fast lending decision. The first time I was approved for $500 only. Hope the available amount will increase next time. APR is reasonable. Paid off the debt even before the due date. If desired, the term can be also extended.

Gerhard Rowe

Pay Attention

The previous three items charactirize a precise company. But below you can find general information about payday loans.

Payday Loans in Seguin, Texas

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your temporary financial issues in Seguin , Texas because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a poor credit score. Payday loan approvals depend very much on specific factors. They will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

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Texan Credit Corporation

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AFFCU, A Federal Credit Union

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