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5 8 reviews
Loan agency in Texarkana, Texas

3601 N State Line Ave #12, Texarkana, TX 75503, USA
+1 (903) 653-4442
wallacefinance.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2014-06-14

Mailing Address

Oklahoma, United States

Company Name

Wallace Finance

Wallace Finance

Contact Data

What people think about Empire Finance?

Below you get acquainted with some of the opinions of our clients.

I got cash advance from Empire Finance 3 times. Repaid all my loans on time. Today wanted to borrow more, but they approved me for only $400 ???

Madelynn Rice

Be careful! It’s a fake! They call me every week from various phone numbers. Tired of blocking these numbers. Never give them your personal details!!

Jayson Ritchie

Seems a fraudulent website. They ask for too many sensitive details. I think it’s dangerous to spread such details [online|on the Internet. You’d better find another company.

Dr. Susan Gleichner

Applied for a cash advance second time. Got denied! No idea WHY! No explanation. Tricky service.

Prof. Maximillian Streich I

Unsatisfied customer! Was rejected for no reason. My credit was fair.

Edison Kilback V

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Texarkana, Arkansas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans may become an easy and fast solution to a short-term problem in Texarkana, Arkansas. Loans from payday lenders can get you cash quickly. Your APR will depend on a few things.

APR

17% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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World Finance

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First State Bank

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