American Check Exchange Payday Loans Review

Organization owner?

905 9th St #100, Wichita Falls, TX 76301, USA

+1 (940) 723-7373

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5PM

What people think about American Check Exchange?

Below you get acquainted with some of the opinions of our customers.

Good service friendly staff

Desmond Lehner

Good place to get her propane

Ms. Vada Armstrong

They know their stuff & can do it quickly and efficiently!!

Vincenza Cremin

Important

The previous three items describe a certain lender. But below you can read general details about payday loans.

Payday Loans in Wichita Falls, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Wichita Falls, Texas. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can save individuals who have bad credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are assured that you can make payments without delays.

To get approved for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.