Welcome to Our Online Loan Referral Service


905 9th St #100, Wichita Falls, TX 76301, USA
+1 (940) 723-7373
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
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What people think about American Check Exchange?

Below you get acquainted with some of the opinions of our customers.

Important

The previous three items describe a certain lender. But below you can read general details about payday loans.

Payday Loans in Wichita Falls, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Wichita Falls, Texas. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can save individuals who have bad credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are assured that you can make payments without delays.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Wichita Falls, Texas

First State Bank

1 Commerce Park, Shallowater, TX 79363, USA

+1 (806) 832-4525

fsbshallowater.com

Check Into Cash

5108 Fairmont Pkwy B, Pasadena, TX 77505, USA

+1 (281) 998-0477

local.checkintocash.com

Keith D Gelles | Fairway Independent Mortgage Corporation Loan Officer

1201 Hall Johnson Rd, Suites 100 & 101, Colleyville, TX 76034, USA

+1 (817) 233-9941

www.fairwayindependentmc.com

Half Price Checks Cashed

204 S Nursery Rd # 150, Irving, TX 75060, USA

+1 (972) 785-1506

Ridglea Bank

3325 Fairfield Ave # A, Fort Worth, TX 76116, USA

+1 (817) 731-3361

ATM Citizens Bank

7207 82nd St, Lubbock, TX 79424, USA

+1 (800) 627-3999

www.citizensbank.com

Texas Finance

1011 N Gregg St, Big Spring, TX 79720, USA

+1 (432) 263-6914

wowpaydayloans.xyz

Sun Loan Company

302 N Main St, Bryan, TX 77803, USA

+1 (979) 779-8133

www.sunloan.com

Cash For Gold & Eyebrows

2474 Boca Chica Blvd, Brownsville, TX 78521, USA

+1 (956) 982-2377

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