What people think about American Check Exchange?
Below you get acquainted with some of the opinions of our customers.
Good service friendly staff
Desmond Lehner
Good place to get her propane
Ms. Vada Armstrong
They know their stuff & can do it quickly and efficiently!!
Vincenza Cremin
Important
The previous three items describe a certain lender. But below you can read general details about payday loans.
Payday Loans in Wichita Falls, Texas
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to be eligible in Wichita Falls, Texas. The entire process is straightforward. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can save individuals who have bad credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are assured that you can make payments without delays.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Wichita Falls, Texas
ACE Cash Express
940 S 77 Sunshine Strip, Harlingen, TX 78550, USA
+1 (956) 440-7524
www.acecashexpress.com
Woodforest National Bank
550 W Montgomery St, Willis, TX 77378, USA
+1 (936) 538-1490
www.woodforest.com
