Welcome to Our Online Loan Referral Service

3.3 3 reviews

8004 Woodway Dr Suite 200, Waco, TX 76712, USA
+1 (254) 741-6121
www.independent-bank.com
Sunday
Closed
Monday
9AM–12PM
Tuesday
9AM–12PM
Wednesday
9AM–12PM
Thursday
9AM–12PM
Friday
9AM–12PM
Saturday
Closed

Domain Info

Created Date

2000-03-07

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank is now Independent Financial?

Here you get acquainted with the reviews of our clients.

Very friendly service.

Eldora Schaden

I went to cash a check from this bank and they wanted to charge me 5 dollars.

Maye Anderson

Pay Attention

Above-specified info offers the details about a exact lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Woodway, Texas

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Woodway, tx. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Independent Bank is now Independent Financial help issue a loan in Woodway, Texas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Woodway, Texas. The company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Woodway, Texas

First State Bank of Uvalde

870 Main St, Utopia, TX 78884, USA

+1 (830) 966-3522

www.fsbuvalde.com

First State Bank

442 N Dibrell Ave, Three Rivers, TX 78071, USA

+1 (361) 786-2525

First Bank & Trust

6900 I-40 West, Suite 125, Amarillo, TX 79106, USA

+1 (806) 331-3142

www.firstmemphis.com

Consolidated Finance Inc

225 S Cage Blvd A, Pharr, TX 78577, USA

+1 (956) 787-7342

Lendmark Financial Services LLC

3224 Sherwood Way, San Angelo, TX 76901, USA

+1 (325) 224-3283

www.lendmarkfinancial.com

BBVA Bank

855 N Main St, Vidor, TX 77662, USA

+1 (409) 981-6139

www.bbvausa.com

Advance America

248 Cove Terrace Shopping Center, Copperas Cove, TX 76522, USA

+1 (254) 542-5001

www.advanceamerica.net

Mr. Payroll Check Cashing

4701 Briarwood Ave, Midland, TX 79707, USA

+1 (432) 694-7523

Capital Farm Credit

5900 Southwest Pkwy #501, Austin, TX 78735, USA

+1 (512) 892-4425

www.capitalfarmcredit.com

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