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4.9 7 reviews

1333 N Hill Field Rd, Layton, UT 84041, USA
+1 (801) 927-6600
www.cachevalleybank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2002-07-02

Mailing Address

Utah, United States

Company Name

Cache Valley Bank

Cache Valley Bank

Contact Data

What people think about Cache Valley Bank?

Below you find some of the reviews of our clients.

I am a realtor and work for a new construction company.

Lorenza White

Reccomend using Bruce he is easy to work with

Mrs. Edwina Borer DVM

They have taken calls at night on weekends.

Neil Crooks

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Layton, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to access in Layton, New Jersey. The entire process is straightforward. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

30% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get approved for short-term loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments without delays.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

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