Welcome to Our Online Loan Referral Service

4.8 6 reviews

2 Commonwealth Ave, Essex Junction, VT 05452, USA
+1 (802) 878-7202
www.nbtbank.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1996-05-03

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM, Vista, CA, 92081, United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

[email protected]

+1.7604482392

What people think about NBT Bank?

Below you read some of the reviews of our clients.

Great branch, with helpful people.

Dr. Lera Schoen

Knowledgeable and helpful staff!

Kyra Hammes

Pay Attention

The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.

Payday Loans in Essex Junction, Vermont

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Essex Junction, Vermont is are simple to access. The APR is specific for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

18% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments without delays.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Essex Junction, Vermont

Northfield Savings Bank

100 State St Suite 1, Montpelier, VT 05602, USA

+1 (802) 223-3488

www.nsbvt.com

Edward Jones - Financial Advisor: David McFadden

51 Main St, Brattleboro, VT 05301, USA

+1 (802) 251-0405

www.edwardjones.com

Edward Jones - Financial Advisor: Joshua C Roberts

263 Canal St Unit 1, Brattleboro, VT 05301, USA

+1 (802) 579-1364

www.edwardjones.com

Wells River Savings Bank

47 Main St N, Wells River, VT 05081, USA

+1 (802) 757-2361

www.wellsriversavings.com

Northfield Savings Bank

29 S Main St, Waterbury Village Historic District, VT 05676, USA

+1 (802) 244-5152

www.nsbvt.com

River Valley Credit Union

820 Putney Rd, Brattleboro, VT 05301, USA

+1 (800) 728-5871

www.rivercu.com

Edward Jones - Financial Advisor: Ana M Saavedra

225 Main St Suite 1, Brattleboro, VT 05301, USA

+1 (802) 257-4144

www.edwardjones.com

Community National Bank

23 U.S. Route, 105 E Brighton Rd, Island Pond, VT 05846, USA

+1 (802) 723-4356

www.communitynationalbank.com

Mascoma Bank

270 River St, Springfield, VT 05156, USA

+1 (603) 448-3650

www.mascomabank.com

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