Welcome to Our Online Loan Referral Service

4.8 6 reviews

2 Commonwealth Ave, Essex Junction, VT 05452, USA
+1 (802) 878-7202
www.nbtbank.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1996-05-03

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM, Vista, CA, 92081, United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

[email protected]

+1.7604482392

What people think about NBT Bank?

Below you read some of the reviews of our clients.

Great branch, with helpful people.

Dr. Lera Schoen

Knowledgeable and helpful staff!

Kyra Hammes

Pay Attention

The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.

Payday Loans in Essex Junction, Vermont

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Essex Junction, Vermont is are simple to access. The APR is specific for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

18% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and repay your loan commitments without delays.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Essex Junction, Vermont

Northfield Savings Bank

1875 VT-107, Bethel, VT 05032, USA

+1 (802) 234-6979

www.nsbvt.com

TD Bank

2 Church St, Bellows Falls, VT 05101, USA

+1 (802) 463-4511

locations.td.com

Community Bank, N.A.

361 N Main St, Barre, VT 05641, USA

+1 (802) 476-4107

cbna.com

Yankee Farm Credit Aca

130 Upper Welden St, St Albans City, VT 05478, USA

+1 (802) 524-2938

www.yankeefarmcredit.com

Berkshire Bank

20-22 West St, Rutland, VT 05701, USA

+1 (802) 773-5477

www.berkshirebank.com

OneMain Financial

324 N Main St, Barre, VT 05641, USA

+1 (802) 476-2015

www.onemainfinancial.com

Edward Jones - Financial Advisor

City Center, 89 Main St Suite 10, Montpelier, VT 05602, USA

+1 (802) 223-1617

www.edwardjones.com

One Credit Union

380 River St STE 1, Springfield, VT 05156, USA

+1 (800) 578-5024

www.onecu.org

KeyBank

185 Main St, Brattleboro, VT 05301, USA

+1 (802) 257-7747

www.key.com

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