Welcome to Our Online Loan Referral Service

4.9 17 reviews

1405 Ole Dominion Boulevard, Bedford, VA 24523, USA
+1 (540) 587-8646
www.bankofthejames.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

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Feedback about Bank of the James - Bedford?

Here you grapple with the reviews of our customers.

The staff are real professionals and really nice.

Eunice Koepp

Customer service is the greatest.

Prof. Brendon Hermiston Jr.

Highly recommend to anyone looking to purchase or refinance a home.

Prof. Serena D'Amore I

Fast responses, super helpful and we were finished within a Month!

Phyllis Lowe

Ashley is great to work with!

Elvis Lebsack

Highly recommend having her to work with!

Sonia Hartmann

She was very helpful and answered any questions we had quickly.

Rosalyn Balistreri

We really enjoyed working with her when we refinanced our home.

Lupe Bergnaum Jr.

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Bedford, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Bedford, ny. They are issued at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Bank of the James - Bedford help issue a loan in Bedford, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Bedford, ny will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Bedford, Virginia

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First Citizens Bank ATM

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OneMain Financial

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Northwest Federal Credit Union

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+1 (703) 709-8900

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Navy Federal Credit Union

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MoneyGram

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+1 (804) 217-8990

locations.moneygram.com

Navy Federal Credit Union - ATM

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+1 (888) 842-6328

www.navyfederal.org

DuPont Community Credit Union - Woodstock

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+1 (540) 946-3200

www.mydccu.com

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