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Feedback about Bank of the James - New River Valley?
Here you see the feedback of our customers.
If you want great service and a professional approach, give them a shout.
Delia Leannon
I highly recommend Bank of the James for anyone shopping for a home mortgage.
Prof. Darius Spencer
Also super friendly and kind to work with!(:
Miss Yoshiko Mann
Pay Attention
Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.
Payday Loans in Blacksburg, Virginia
The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.
This financial product in Blacksburg, Virginia is taken out easily and quickly. The interest rate is specified respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will Bank of the James - New River Valley help take out a payday loan in Blacksburg, Virginia?
- Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any department.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
- Fast and high approval percentage. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then press a Submit button to get an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Blacksburg, va review this circumstance not an obstacle to issue a loan. The customer of a cash advance should be prepared to objectively assess financial abilities, issue a loan, pay back the debt on schedule and not only resolve current difficulties, but enhance the credit history.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.
APR Calculator
Other Payday Lenders in Blacksburg, Virginia
1st Advantage Federal Credit Union
4800 Courthouse St, Williamsburg, VA 23188, USA
+1 (757) 877-2444
www.1stadvantage.org
Edward Jones - Financial Advisor: John W Horoszewski, AAMS®
1427A S Main St, Farmville, VA 23901, USA
+1 (434) 392-9898
www.edwardjones.com
Check Into Cash
16697 River Ridge Blvd, Woodbridge, VA 22191, USA
+1 (703) 445-9105
local.checkintocash.com
OneMain Financial
1057 E Stuart Dr Ste 15, Galax, VA 24333, USA
+1 (276) 236-2974
www.onemainfinancial.com
