Welcome to Our Online Loan Referral Service

5 74 reviews

2001 S Main St suite 107, Blacksburg, VA 24060, USA
+1 (540) 953-7023
www.bankofthejames.bank
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

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Created Date

Mailing Address

Company Name

Contact Data

Feedback about Bank of the James - New River Valley?

Here you see the feedback of our customers.

If you want great service and a professional approach, give them a shout.

Delia Leannon

I highly recommend Bank of the James for anyone shopping for a home mortgage.

Prof. Darius Spencer

Also super friendly and kind to work with!(:

Miss Yoshiko Mann

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Blacksburg, Virginia

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Blacksburg, Virginia is taken out easily and quickly. The interest rate is specified respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Bank of the James - New River Valley help take out a payday loan in Blacksburg, Virginia?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Blacksburg, va review this circumstance not an obstacle to issue a loan. The customer of a cash advance should be prepared to objectively assess financial abilities, issue a loan, pay back the debt on schedule and not only resolve current difficulties, but enhance the credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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