Welcome to Our Online Loan Referral Service

4 3 reviews

4600 W Hundred Rd, Chester, VA 23831, USA
+1 (804) 748-8197
www.vcb.bank
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about Virginia Commonwealth Bank?

Here you get acquainted with the reviews of our customers.

Unsatisfied! Was denied to take out $1,000. Only $400 was approved.

Alfred Mills

I contacted Virginia Commonwealth Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?

Marianne Cormier

I took out a loan from Virginia Commonwealth Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Kari Bins

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Chester, New York

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Chester, ny. They are taken out at individual interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will Virginia Commonwealth Bank help issue a payday loan in Chester, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a loan. The lender process many aspects such as financial solvency to approve the request. Cash advance in Chester, New York may help improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the loan.

APR Calculator

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