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Feedback about Peoples Advantage Federal Credit Union?
Here you grapple with the feedback of our customers.
Always receive excellent service from Colonial Heights office.
Camille Wilderman
Very attentive to your needs, and staff is so friendly.
Orlando Carter
Great customer service & very fast pace
Bruce Cronin
I've been a member of the Credit Union for years and enjoy it.
Eliane Ortiz
One of the niccest staffs around..
Dr. Paula Nolan I
Pay Attention
Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.
Payday Loans in Colonial Heights, Virginia
Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.
Payday loans in Colonial Heights, Virginia are issued problem-free. The interest percentage is conditional on the customer's personal data: if you repay more payday loans, the more efficient terms and rates lenders offer.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will Peoples Advantage Federal Credit Union help take out a payday loan in Colonial Heights, Virginia?
- 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
After filling in an application, submit it and get the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Colonial Heights, va review this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be prepared to objectively assess financial abilities, take out a loan, repay the debt on time and not only solve current issues, but enhance the credit score.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Colonial Heights, Virginia
Virginia Commercial Finance
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+1 (804) 897-1200
www.vcfnow.com
American National Bank & Trust Company
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www.amnb.com
ALL MERCHANT FUNDING
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+1 (800) 628-1001
www.allmerchantfunding.com
TitleMax Title Loans
6812 Midlothian Turnpike, Richmond, VA 23225, USA
+1 (804) 276-6870
www.titlemax.com
Navy Federal Credit Union
100 Corporate Dr, Stafford, VA 22554, USA
+1 (888) 842-6328
www.navyfederal.org
Chesapeake Bank - Lightfoot
6619 Richmond Rd, Williamsburg, VA 23188, USA
+1 (757) 565-1199
chesbank.com
