The Vault Jewelry and Loan Payday Loans Review

4.3 16 reviews

Organization owner?

6670 Arlington Blvd, Falls Church, VA 22042, USA

+1 (703) 533-7851

thevaultloans.com

Saturday

10AM–6PM

Sunday
(Easter)

Closed

Monday

10AM–7PM

Tuesday

10AM–7PM

Wednesday

10AM–7PM

Thursday

10AM–7PM

Friday

10AM–7PM

Domain Info

Created Date

2019-06-20

Mailing Address

96 Mowat Ave, Toronto, ON, M4K 3K1, Canada

Company Name

Contact Privacy Inc. Customer 1244920765

Contact Data

[email protected]

+1.4165385487

Feedback about The Vault Jewelry and Loan?

Here you see the feedback of our customers.

Wonderful service and excellent prices.

Delphia Hammes Jr.

Great Customer Service, they go extra mile to info and a sale.

Carroll O'Connell II

This place is a rip off.

Miss Gracie Durgan

Pay Attention

Above-shown info offers the details about a definite lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Falls Church, Virginia

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Falls Church, Virginia are taken out easily. The interest percentage is conditional on the client's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will The Vault Jewelry and Loan help take out a payday loan in Falls Church, Virginia?

24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Falls Church, va will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Falls Church, Virginia

First Citizens Bank

685 W Main St, Danville, VA 24541, USA

+1 (434) 791-6830

locations.firstcitizens.com