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4.9 156 reviews
Loan agency in Spotsylvania County, Virginia

3940 Plank Rd Ste. X, Fredericksburg, VA 22407, USA
+1 (540) 548-0138
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our clients.

Amazing staff and very respected place

Daija Kassulke

Definitely great customer and expedient service!

Mrs. Zelma Kreiger

Great customer service and reliable products.

Jessika Barton

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Fredericksburg, Pennsylvania

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Fredericksburg, Pennsylvania are taken out hassle-free. The interest percentage is conditional on the customer's personal information: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

6% APR small loan cap

How will Advance America help take out a payday loan in Fredericksburg, Pennsylvania?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Fredericksburg, Pennsylvania. They assess many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Fredericksburg, Virginia

1st Advantage Federal Credit Union

4525 Columbus St, Virginia Beach, VA 23462, USA

+1 (757) 877-2444

www.1stadvantage.org

BCT-The Community's Bank

115 The Plains Rd Suite 150, Middleburg, VA 20117, USA

+1 (540) 687-6132

www.mybct.bank

Lendmark Financial Services LLC

7230 Bell Creek Rd Suite F, Mechanicsville, VA 23111, USA

+1 (804) 417-4032

www.lendmarkfinancial.com

First Virginia

3137 Western Branch Blvd, Chesapeake, VA 23321, USA

+1 (757) 484-5600

www.ccfi.com

ATM (First Citizens Bank)

2393 S Main St, Harrisonburg, VA 22801, USA

www.firstcitizens.com

Ameris Bank Mortgage Office

21525 Ridgetop Cir #250, Sterling, VA 20166, USA

+1 (703) 466-4000

banks.amerisbank.com

Check Into Cash

1200 N Battlefield Blvd Suite 103-104, Chesapeake, VA 23320, USA

+1 (757) 547-1221

local.checkintocash.com

Woodforest National Bank

1800 Peery Dr, Farmville, VA 23901, USA

+1 (434) 315-0058

www.woodforest.com

Bank of America ATM (Drive-thru)

4801 S Laburnum Ave, Richmond, VA 23231, USA

+1 (844) 401-8500

www.bankofamerica.com

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