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320 University Blvd, Harrisonburg, VA 22801, USA
+1 (540) 433-6722
locations.firstcitizens.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
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Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

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Payday Loans in Harrisonburg, Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Harrisonburg, Virginia. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are lenders who may be ready to give you a payday loan even if you have a poor credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.

APR Calculator

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Armed Forces Bank

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+1 (888) 929-2265

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Bank of the James Mortgage - Charlottesville

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Lendmark Financial Services LLC

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+1 (540) 908-3179

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Navy Federal Credit Union

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