Welcome to Our Online Loan Referral Service

3 10 reviews

2369 George Washington Memorial Hwy, Hayes, VA 23072, USA
+1 (757) 928-8850
locations.bayportcu.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about BayPort Credit Union?

Here you read the feedback of our customers.

Some of the nicest people work here.

Delaney Stroman

Staff has always been friendly at this branch as well.

Gillian Doyle

I always say by email then wait for the code to arrive.

Prof. Kattie Mayert

I have never dealt with a more inept financial institution.

Reta Feil Jr.

We are opened today 12/16/2019 all week 9-5 come see how the loan works for you

Garett Spinka

This place has awedome food, awesome prices and awesome staff.

Della Kris

Very fresh and tasty with pleasant service at a good price.

Mr. Lorenza Stracke IV

Baked ziti, spaghetti, meatballs, and garlic knots.

Miss Eleanora Bahringer V

Pay Attention

Payday lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Hayes, Virginia

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Hayes, Virginia are taken out problem-free. The interest percentage is conditional on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will BayPort Credit Union help take out a loan in Hayes, Virginia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Hayes, va will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Hayes, Virginia

Touchstone Bank

4200 Gasburg Rd, Gasburg, VA 23857, USA

+1 (434) 577-9774

www.touchstone.bank

Omni Financial of Va

131 W Little Creek Rd, Norfolk, VA 23505, USA

Carter Bank & Trust

307 N Main St, Gretna, VA 24557, USA

+1 (434) 656-2201

www.cbtcares.com

OneMain Financial

850 Statler Blvd Suite 108, Staunton, VA 24401, USA

+1 (540) 886-0738

www.onemainfinancial.com

Bank of America ATM

43930 Farmwell Rd, Ashburn, VA 20147, USA

+1 (844) 401-8500

locators.bankofamerica.com

The Fauquier Bank

6207 Station Dr, Bealeton, VA 22712, USA

+1 (540) 347-6708

www.tfb.bank

Approved Cash

3101 Lee Hwy. #7, Bristol, VA 24202, USA

+1 (276) 466-6299

approvedcashadvance.com

Loanmax Title Loans

312 S Battlefield Blvd S, Chesapeake, VA 23322, USA

+1 (757) 546-9350

www.loanmaxtitleloans.net

MoneyGram

21898 Riverside Dr, Grundy, VA 24614, USA

+1 (276) 935-1604

locations.moneygram.com

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