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Feedback about BayPort Credit Union?
Here you read the feedback of our customers.
Some of the nicest people work here.
Delaney Stroman
Staff has always been friendly at this branch as well.
Gillian Doyle
I always say by email then wait for the code to arrive.
Prof. Kattie Mayert
I have never dealt with a more inept financial institution.
Reta Feil Jr.
We are opened today 12/16/2019 all week 9-5 come see how the loan works for you
Garett Spinka
This place has awedome food, awesome prices and awesome staff.
Della Kris
Very fresh and tasty with pleasant service at a good price.
Mr. Lorenza Stracke IV
Baked ziti, spaghetti, meatballs, and garlic knots.
Miss Eleanora Bahringer V
Pay Attention
Payday lenders are described in the first three points. Below info specifies common information about payday loans.
Payday Loans in Hayes, Virginia
According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.
Payday loans in Hayes, Virginia are taken out problem-free. The interest percentage is conditional on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will BayPort Credit Union help take out a loan in Hayes, Virginia?
- 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the store is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill in the following data:
Then a borrower should submit an application to get a proposal from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Hayes, va will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Hayes, Virginia
Woodforest National Bank
164 Camp Creek Pkwy, Gordonsville, VA 22942, USA
+1 (540) 832-1792
www.woodforest.com
Regional Finance
7225 Bell Creek Rd Suite 268, Mechanicsville, VA 23111, USA
+1 (804) 789-6060
branches.regionalfinance.com
OneMain Financial
9947 Hull Street Rd, North Chesterfield, VA 23236, USA
+1 (804) 276-3908
www.onemainfinancial.com
Armed Forces Bank ATM
1983 H St Bldg W, 313, Norfolk, VA 23511, USA
+1 (888) 929-2265
www.afbank.com
