Chesapeake Bank - Irvington Payday Loans Review

Organization owner?

98 King Carter Dr, Irvington, VA 22480, USA

+1 (804) 438-5252

chesbank.com

Thursday

9AM–4:30PM

Friday

9AM–4:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Domain Info

Created Date

1998-03-25

Mailing Address

Company Name

Contact Data

What people think about Chesapeake Bank - Irvington?

Below you get acquainted with some of the testimonials of our clients.

Friendly Home town People

Justen Wintheiser

So nice to me I just opened an account with them.

Mrs. Kelsi Fritsch Jr.

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Irvington, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Irvington, New York is are easy to access. The interest rate is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit score. Payday loan approvals depend very much on other circumstances. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.