Welcome to Our Online Loan Referral Service

2.8 54 reviews

35 Dupont Rd, Martinsville, VA 24112, USA
+1 (800) 475-6328
www.valleystar.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

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Feedback about ValleyStar Credit Union?

Here you read the feedback of our customers.

Always excellent service and very very very friendly staff.

Prof. Nicholaus Huels

Very disappointing and frustrating experience as a new customer.

Queen Funk

I wish I could give no stars to this place .

Prof. Alyce Nienow IV

Perfect place to work if you want to work for a small family setting

Edd Nitzsche

Not the best place or people to work with.

Mara Strosin

Great local company ran by some great people

Meta Kertzmann

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Martinsville, New Jersey

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and fast to take out loans in Martinsville, New Jersey. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

30% usury cap

How will ValleyStar Credit Union help issue a payday loan in Martinsville, New Jersey?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Martinsville, New Jersey. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Martinsville, Virginia

PNC Bank ATM

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+1 (888) 762-2265

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OneMain Financial

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www.onemainfinancial.com

Ameris Bank Mortgage Office

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+1 (703) 466-4050

banks.amerisbank.com

Bank of the James - Forest

17000 Forest Rd # A, Forest, VA 24551, USA

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TitleMax Title Loans

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+1 (703) 586-6211

www.titlemax.com

Primis Bank and ATM

209 W Main St, Waverly, VA 23890, USA

+1 (804) 834-2222

primisbank.com

Colonial Farm Credit

22323 Main St, Courtland, VA 23837, USA

+1 (757) 653-2600

www.colonialfarmcredit.com

Navy Federal Credit Union

100 Corporate Dr, Stafford, VA 22554, USA

+1 (888) 842-6328

www.navyfederal.org

Nicholas Financial Inc

1436 S Independence Blvd Suite 130, Virginia Beach, VA 23462, USA

+1 (757) 473-9275

nicholasfinancial.com

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