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Feedback about Bank of the James?
Here you read the feedback of our clients.
Great company to work with.
Franco Reichert
Oh and Freedom Mortgage is good too, great rate and easy loan process!
Flavie Hoeger
Joe did a great job on a very difficult transaction.
Niko Hartmann
Tellers are always friendly, service is great and there's never a wait.
Miss Aileen Anderson
The staff tends to your every need, in detail.
Prof. Jonathon Kohler
Friendly atmosphere.
Ofelia Mills
Pay Attention
The first three points describe the certain lender. In other turn, below-shown info makes readers grapple with common information about payday loans.
Payday Loans in Lynchburg, Virginia
Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
Payday loans in Lynchburg, Virginia are issued easily. The interest percentage depends on the borrower's person-related information: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will Bank of the James help take out a payday loan in Lynchburg, Virginia?
- 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every client should fill in the following data:
Then a borrower should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A unfavorable factor taken into account by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the request. Cash advance in Lynchburg, Virginia may help improve your credit rating.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a real cost of the payday loan.
APR Calculator
Other Payday Lenders in Lynchburg, Virginia
Partners 1st Federal Credit Union
567 James Madison Hwy, Culpeper, VA 22701, USA
+1 (540) 825-0100
www.partners1stcu.org
Summit Community Bank
148 Ivanhoe Rd, Max Meadows, VA 24360, USA
+1 (276) 637-3100
www.mysummit.bank
Old Dominion National Bank
4916 Plank Rd, North Garden, VA 22959, USA
+1 (434) 293-1344
odnbonline.com
Approved Cash
2769 Greensboro Rd, Martinsville, VA 24112, USA
+1 (276) 656-6600
approvedcashadvance.com
Member One Federal Credit Union - ATM Only
6103 Fulk Dr Ste C, Radford, VA 24141, USA
+1 (800) 666-8811
www.memberonefcu.com
NASA Federal Credit Union
1130 W Broad St, Falls Church, VA 22046, USA
+1 (888) 627-2328 ext. 470
www.nasafcu.com
