Welcome to Our Online Loan Referral Service


501 V.E.S. Rd, Lynchburg, VA 24503, USA
+1 (434) 386-3450
www.bankofthejames.bank
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Bank of the James?

Here you read the feedback of our clients.

Great company to work with.

Franco Reichert

Oh and Freedom Mortgage is good too, great rate and easy loan process!

Flavie Hoeger

Joe did a great job on a very difficult transaction.

Niko Hartmann

Tellers are always friendly, service is great and there's never a wait.

Miss Aileen Anderson

The staff tends to your every need, in detail.

Prof. Jonathon Kohler

Friendly atmosphere.

Ofelia Mills

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Lynchburg, Virginia

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Lynchburg, Virginia are issued easily. The interest percentage depends on the borrower's person-related information: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Bank of the James help take out a payday loan in Lynchburg, Virginia?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the request. Cash advance in Lynchburg, Virginia may help improve your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Lynchburg, Virginia

Blue Ridge Bank

430 Mineral Ave, Mineral, VA 23117, USA

+1 (540) 894-5433

www.mybrb.com

ACE Cash Express

7452 Tidewater Dr, Norfolk, VA 23505, USA

+1 (757) 480-0763

www.acecashexpress.com

M&T Bank

21099 Dulles Town Cir, Sterling, VA 20166, USA

+1 (571) 434-3171

locations.mtb.com

TitleMax Title Loans

3217 Halifax Rd, South Boston, VA 24592, USA

+1 (434) 575-2374

www.titlemax.com

Evolve Bank & Trust Home Loan Center

1206 Laskin Rd # 115, Virginia Beach, VA 23451, USA

+1 (800) 485-1387

www.getevolved.com

Edward Jones - Financial Advisor: Zach Burkhart, CFP®|AAMS®

3452 Anderson Hwy Suite F, Powhatan, VA 23139, USA

+1 (804) 598-1617

www.edwardjones.com

Navy Federal Credit Union - ATM

261 Garrisonville Rd, Stafford, VA 22554, USA

+1 (888) 842-6328

www.navyfederal.org

First Citizens Bank ATM

2012 Wards Rd, Lynchburg, VA 24502, USA

locations.firstcitizens.com

Carter Bank & Trust

806 Nottingham St, Culpeper, VA 22701, USA

+1 (540) 825-8228

www.cbtcares.com

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