Welcome to Our Online Loan Referral Service

5 22 reviews

828 Main St, Lynchburg, VA 24504, USA
+1 (434) 846-2000
www.bankofthejames.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

1999-03-09

Mailing Address

Company Name

Contact Data

Feedback about Bank of the James?

Here you grapple with the feedback of our clients.

Kind people and excellent service.

Maymie Brown

Went the extra mile to help with getting online access set up and working..

Aletha Bosco

Great local bank with an emphasis on personal customer service.

Brycen Miller

Great place to hangout and read, very kind and engaging staff!

Betty Aufderhar DDS

A good selection of Longwood clothing to choose from.

Jovan Grady II

I love it .you can relaxes have coffee meet people and do your work.

Mitchel Wiza

Great service, good food, clean bathrooms and friendly staff.

Eddie Gulgowski

Nice clean truck stop with a great Mexican restaurant across the street.

Tomas Feeney

The fuel prices for both Diesel and gas are generally very competitive.

Arthur Lind

Great service and people.

Angelo Kassulke

Good message, great congregation, amazing environment!

Jewel Bahringer III

Excellent music program, choir and hand bells are great.

Jocelyn Christiansen

Alec was very helpful and professional and finished my returns quickly

Jeremy Wehner

Indee was awesome and very good customer service.

Dr. Camila Hintz

Awesome people to deal with.

Mr. Glen Crooks

I like this place and I would come back again.

Dr. Aurelia Ankunding

Wonderful customer service.

Shaun Zboncak

I highly recommend Jackson Hewitt to everyone.

Ms. Mariana Kris

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Lynchburg, Virginia

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Lynchburg, Virginia is issued easily and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Bank of the James help issue a payday loan in Lynchburg, Virginia?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Lynchburg, Virginia. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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