Welcome to Our Online Loan Referral Service

5 2 reviews

3321 Old Forest Rd, Lynchburg, VA 24501, USA
+1 (434) 385-4432
www.1stnatbk.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
Closed

Domain Info

Created Date

2000-02-16

Mailing Address

Company Name

Contact Data

Feedback about First National Bank?

Here you read the reviews of our customers.

Thanks to the wonderful staff they have.

Ashleigh Stokes

Customer service is always exceptional!

Bessie Willms

Pay Attention

Above-shown info provides the details about a certain lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Lynchburg, Virginia

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Lynchburg, Virginia is taken out simply and fast. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First National Bank help take out a loan in Lynchburg, Virginia?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be deposited to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Lynchburg, va will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Lynchburg, Virginia

BayPort Credit Union

2445 Old Taylor Rd, Chesapeake, VA 23321, USA

+1 (757) 928-8850

locations.bayportcu.org

Blue Ridge Bank, N.A.

48 Animal Clinic Rd, Stuart, VA 24171, USA

+1 (276) 694-4900

www.mybrb.com

ABNB Federal Credit Union

9155 Seabee Rd, Fleet, VA 23511, USA

+1 (757) 523-5300

www.abnbfcu.org

Farm Credit of the Virginias

660 Peppers Ferry Rd, Wytheville, VA 24382, USA

+1 (276) 228-8666

farmcreditofvirginias.com

Check Into Cash

4013 W Mercury Blvd, Hampton, VA 23666, USA

+1 (757) 262-0370

local.checkintocash.com

US Farm Credit Administration

Farm Credit Building, 1501 Farm Credit Dr, McLean, VA 22102, USA

+1 (703) 883-4000

www.fca.gov

First Virginia

4411A Indian River Rd, Chesapeake, VA 23325, USA

+1 (757) 938-9933

www.ccfi.com

TitleMax Title Loans

2505 Memorial Ave, Lynchburg, VA 24501, USA

+1 (434) 338-1241

www.titlemax.com

TD Bank

7209 Little River Turnpike, Annandale, VA 22003, USA

+1 (703) 914-1910

locations.td.com

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