Welcome to Our Online Loan Referral Service

5 46 reviews

1800 Bayberry Ct Suite #303, Richmond, VA 23226, USA
+1 (855) 839-6487
www.stearns.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

Feedback about Stearns Home Loans - Richmond, VA?

Here you read the feedback of our clients.

We had a great experience working with him and highly recommend!

Deven Corwin

I provided all required paperwork in a timely manner and they worked fast...

Abbie Lindgren

What a wonderful experience .

Ludie Wyman

Sterns exceeded my expectations with my house refinance!

Miss Stephany Nitzsche IV

This store is friggen awesome! Nice staff, good prices, fair pawns..I highly recommend if you need a few bucks to get you thru til payday

Parker Hyatt

They gave me a discount on the sticker price without haggling!

Earl Graham

Also the prices on there items for sale seem like really good deals.

Joesph Marquardt

All questions are answered promptly and on time!

Dayne Purdy

That is how bad the customer service is with this company.

Vernon Bauch

I took off work to wait for the notary to show up for closing.

Dr. Rosalee Cremin

Great service, Fast and convenient.

Terrance Padberg

Great customer service fast, friendly and professional.

Melody Anderson

Fast, reliable and easy to work with!

Sydnee Kreiger

Mr. Bruce White and staff was very helpful with filing Chapter 7 bankruptcy.

Kory Nikolaus

His knowledge and experience and communication was superb!

Wyatt Kuhic

Used Bruce in 2005 for bankruptcy, Was very satisfied with him and his office.

Edythe Williamson

Good prices but needs more for plus size selections

Melody Flatley

Hey great deals and.freindly employees very helpful kudos

Mallie Hackett

Good selection but not enough size options

Wanda Steuber MD

A great clothing store with a great selection and prices.

Shana Predovic

Too many flower printed stuff...but I like the price ...ill be back.

Courtney Swaniawski

I love how she knows her customer names and takes her work seriously.

Jess Greenholt

Great service and people, parking a little difficult

Colton Buckridge

Staff at this Starbucks location is one the nicest.

Hailie Champlin

Mind you the place was packed this morning.

Ayla Jast

Great prices and excellent selection plus extremely helpful and friendly staff !

Juliet Krajcik

And they also have a limited clothing/shoe collection, but have decent prices.

Eleonore Kessler

Bought some sweatpants and a few tops, great quality and price.

Dr. Zena Gleichner

Nice location, nice people great prices

Sophie Turner

Not a great selection of shoes

Jessyca Cormier MD

Love the Big Man section for clothing for my male family members.

Arely Abbott

The staff was so nice and my cinnamon bun was yummy.

Mae Emard

Great service and food as expected.

Isac Emard

It has many small tables as well as comfy more lounge chairs.

Guadalupe Turcotte

Pay Attention

Further there will be shown the details about not a certain lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Richmond, Massachusetts

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Richmond, Massachusetts is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

23% small loan cap

How will Stearns Home Loans - Richmond, VA help issue a loan in Richmond, Massachusetts?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Richmond, Massachusetts. The company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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