Welcome to Our Online Loan Referral Service

3.9 15 reviews

1436 W Main St, Salem, VA 24153, USA
+1 (800) 666-8811
www.memberonefcu.com
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM
Wednesday
7:30AM–5:30PM
Thursday
7:30AM–5:30PM
Friday
7:30AM–6PM
Saturday
9AM–1PM

Domain Info

Created Date

1998-03-18

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Member One Federal Credit Union?

Here you read the reviews of our customers.

I love the service and banking system

Luciano Daugherty

If you want you check cashed 8 days later, this place is perfect 😂

Mrs. Maryjane Satterfield Jr.

As with all credit unions, friendly and personable, and usually quick.

Kaden Lindgren

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Salem, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

It is easy and fast to issue loans in Salem, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Member One Federal Credit Union help issue a loan in Salem, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Salem, ny will estimate other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Salem, Virginia

Bank of America ATM

101 Hospital Dr, Charlottesville, VA 22903, USA

+1 (844) 401-8500

locators.bankofamerica.com

First Citizens Bank

1145 E Atlantic St, South Hill, VA 23970, USA

+1 (434) 447-5844

locations.firstcitizens.com

Lee Bank & Trust Co

32739 Main St, Jonesville, VA 24263, USA

+1 (276) 546-2211

lbtc.com

Access Cash International

1355 W Main St, Salem, VA 24153, USA

+1 (540) 387-0518

First Virginia

3226 Old Forest Rd, Lynchburg, VA 24501, USA

+1 (434) 439-7007

www.ccfi.com

Nfc Payday Advance

847 E 2nd St, Chase City, VA 23924, USA

ATM The Bank of Glade Spring

656 S Monte Vista Dr, Glade Spring, VA 24340, USA

+1 (276) 429-5141

www.bankofmarionva.com

1st Advantage Federal Credit Union

400 Sentara Cir Suite 103, Williamsburg, VA 23188, USA

+1 (757) 877-2444

www.1stadvantage.org

Atlantic Union Bank

15043 Northumberland Hwy, Burgess, VA 22432, USA

+1 (804) 453-4181

www.atlanticunionbank.com

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