Welcome to Our Online Loan Referral Service

5 4 reviews

970 Hardy Rd, Vinton, VA 24179, USA
+1 (540) 981-1991
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our customers.

His customer service is exceptional.

Prof. Enos Runolfsson PhD

The ladies behind the desk are extremely friendly and helpful.

Erwin Luettgen

Pay Attention

Further there will be presented the details about not a exact lender. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Vinton, Virginia

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

This financial product in Vinton, Virginia is taken out easily and quickly. The interest rate is defined respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help issue a loan in Vinton, Virginia?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Vinton, Virginia. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Vinton, Virginia

Chesapeake Bank - Rappahannock Westminster

132 Lancaster Dr, Irvington, VA 22480, USA

+1 (804) 438-5901

chesbank.com

First Colonial Bank

5100 Oaklawn Blvd, Hopewell, VA 23860, USA

+1 (804) 541-1901

American National Bank and Trust Company: ATM

9741 E Lynchburg Salem Turnpike, Goode, VA 24556, USA

+1 (434) 792-5111

www.amnb.com

1 Hour Car Title Loans Norfolk

6160 Kempsville Cir, Norfolk, VA 23502, USA

+1 (757) 324-3416

1hourcartitleloans.com

SouthState Bank

2810 Buford Rd, North Chesterfield, VA 23235, USA

+1 (804) 267-1492

southstatebank.com

United Bank

309 N Main St, Bridgewater, VA 22812, USA

+1 (540) 515-0003

www.bankwithunited.com

Appalachian Community Federal Credit Union

1400 Park Ave NW, Norton, VA 24273, USA

+1 (800) 378-3778

www.myacfcu.com

ATM (Suntrust Bank)

11501 W Broad St, Richmond, VA 23233, USA

+1 (804) 614-1260

www.suntrust.com

First Bank

1 W Frederick St, Staunton, VA 24401, USA

+1 (540) 332-3100

www.fbvirginia.com

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