Welcome to Our Online Loan Referral Service

4.3 19 reviews

2004 Main St, West Point, VA 23181, USA
+1 (804) 843-2520
www.baylandsfcu.org
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
9AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM

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Mailing Address

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What people think about Baylands Family Credit Union?

Below you find some of the reviews of our clients.

… with. Desiree’ is amazing to talk to about loans and helps you understand the process and everything that goes into one so you are confident in what you are doing. They …

Nikko Predovic

Baylands recently approved me for a loan to help pay for some much needed expenses. I can't say thank you enough for their consideration of my loan request.

Dr. Robert King

They provided us with great service, we truly feel apart of the Bayland Family.

Heaven Frami

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in West Point, New York

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in West Point, New York. The entire process is stress-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit score. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in West Point, Virginia

First Sentinel Bank

66 Townview Dr, Lebanon, VA 24266, USA

+1 (276) 889-3600

www.firstsentinelbank.com

Virginia Beach Precision Edge C Cash Advance, LLC

Virtual Suite 23451, Virginia Beach, VA 23451, USA

+1 (866) 714-7084

Carter Bank & Trust

135 Scruggs Rd, Moneta, VA 24121, USA

+1 (540) 721-5200

www.cbtcares.com

Navy Federal Credit Union ATM

5931 Fort Dr, Centreville, VA 20121, USA

www.navyfederal.org

Chesapeake Bank - Williamsburg Landing

5700 Williamsburg Landing Dr, Williamsburg, VA 23185, USA

+1 (757) 259-0760

chesbank.com

Partners 1st Federal Credit Union

558 W Main St, Stanley, VA 22851, USA

+1 (540) 778-1580

www.partners1stcu.org

Mariner Finance

5802 E Virginia Beach Blvd #121, Norfolk, VA 23502, USA

+1 (757) 213-3100

www.marinerfinance.com

First Citizens Bank

99 Bank St, Boydton, VA 23917, USA

+1 (434) 738-6155

locations.firstcitizens.com

Colonial Farm Credit

13915 Boydton Plank Rd, Dinwiddie, VA 23841, USA

+1 (804) 469-7055

www.colonialfarmcredit.com

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