Welcome to Our Online Loan Referral Service

4.3 19 reviews

2004 Main St, West Point, VA 23181, USA
+1 (804) 843-2520
www.baylandsfcu.org
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
9AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM

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Created Date

Mailing Address

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What people think about Baylands Family Credit Union?

Below you find some of the reviews of our clients.

… with. Desiree’ is amazing to talk to about loans and helps you understand the process and everything that goes into one so you are confident in what you are doing. They …

Nikko Predovic

Baylands recently approved me for a loan to help pay for some much needed expenses. I can't say thank you enough for their consideration of my loan request.

Dr. Robert King

They provided us with great service, we truly feel apart of the Bayland Family.

Heaven Frami

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in West Point, New York

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in West Point, New York. The entire process is stress-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit score. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your loan.

APR Calculator

Other Payday Lenders in West Point, Virginia

Pawn Emporium

268 N Main St, Harrisonburg, VA 22802, USA

+1 (540) 434-7296

www.pawnemporiumvirginia.com

First National Bank

1033 Village Hwy, Rustburg, VA 24588, USA

+1 (434) 332-1742

www.1stnatbk.com

Apple Federal Credit Union

4201 Old Bridge Rd, Woodbridge, VA 22192, USA

+1 (703) 788-4800

applefcu.org

Advance America

2514 Columbia Pike, Arlington, VA 22204, USA

+1 (703) 892-6113

Bank of Clarke County

108 W Main St, Boyce, VA 22620, USA

+1 (800) 650-8723

www.bankofclarke.bank

TowneBank

5216 Monticello Ave, Williamsburg, VA 23188, USA

+1 (757) 564-4700

www.townebank.com

ATM (Suntrust Bank)

8170 Stonewall Shops Square, Gainesville, VA 20155, USA

www.suntrust.com

TitleMax Title Loans

8213 Lee Hwy., Fairfax, VA 22031, USA

+1 (703) 207-3577

www.titlemax.com

Carter Bank & Trust

70 Chatham Heights Rd, Fredericksburg, VA 22405, USA

+1 (540) 368-1566

www.cbtcares.com

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