Harborstone Credit Union Payday Loans Review

4.7 7 reviews

Organization owner?

4811 Borgen Blvd, Gig Harbor, WA 98332, USA

+1 (800) 523-3641

www.harborstone.com

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

10AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Domain Info

Created Date

1996-07-03

Mailing Address

wa, United States

Company Name

Harborstone Credit Union

Contact Data

Feedback about Harborstone Credit Union?

Here you see the reviews of our customers.

Easy to set up an account and employees are helpful in answering questions.

Ms. Else Boyer Jr.

Amazing customer service every time I come to this location.

Lysanne Reichert

Fairly worthless personal bankers.

Javier Breitenberg

Nicest people in store and on the phone.

Lilly Pouros

I do ALL my banking there.

Mr. Larry Moen

Amazing place filled with amazing staff!

Prof. Reina Heller

If I ever need services like they offer here, this will be the last place I go.

Cooper Kuhic

The energy that comes from the grounds is amazing.

Miss Allene Graham I

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Gig Harbor, Washington

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Gig Harbor, Washington are taken out easily. The interest rate is conditional on the client's personal data: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Harborstone Credit Union help issue a payday loan in Gig Harbor, Washington?

Round the clock service. Every client may address the service round the clock. The borrowed money will be credited to card. You won't be asked to attend any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Gig Harbor, Washington. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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