Harborstone Credit Union Payday Loans Review

3.7 34 reviews

Organization owner?

6019 Lake Grove St SW, Lakewood, WA 98499, USA

+1 (800) 523-3641

www.harborstone.com

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

10AM–6PM

Saturday

Closed

Sunday

Closed

Domain Info

Created Date

1996-07-03

Mailing Address

wa, United States

Company Name

Harborstone Credit Union

Contact Data

Feedback about Harborstone Credit Union?

Here you get acquainted with the feedback of our clients.

I Love My Credit Union ❤️❤️❤️ And so does the rest of my family ;-)

Raquel Quitzon Jr.

Charity Aleff was amazing to work with to refinance my car!

Mr. Jack Batz

Customer service is great and friendly.

Ethelyn Marks

Very fun and friendly staff here.

Ms. Roslyn Barrows DVM

I may still depending on the conversation I have with thr manager on Monday.

Rex Schneider

They charge a $15.00 fee just to pay your credit card bill or loans.

Henry Davis

… very helpful. Very helpful! I got help in getting a Personal Loan to boost my Credit Rating. Good Rates on Loans 👍 I rather put my money in a Credit Union than a bank.

Consuelo Crist

Small shop but great service

Devonte Erdman

Very bad experience , inexperienced staff and rude manager

Vesta King

Nicest people in store and on the phone.

Damaris Littel

I do ALL my banking there.

Odell Harvey MD

😃 Wheelchair accessible and handicapped parking.

Jamil Pagac

Best credit union in town.

Koby Mueller IV

The staff @ Wsecu @ Martin way & downtown olympia are the best.

Hermina Parisian

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Lakewood, New York

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

It is easy and quick to take out payday loans in Lakewood, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Harborstone Credit Union help issue a payday loan in Lakewood, New York?

Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Lakewood, New York. The lending company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Lakewood, Washington

Timberland Bank

1201 Marvin Rd NE, Lacey, WA 98516, USA

+1 (360) 438-1400

www.timberlandbank.com

Washington Federal Bank

9929 Evergreen Way, Everett, WA 98204, USA

+1 (425) 353-9410

www.wafdbank.com