Sound Credit Union Payday Loans Review

3 16 reviews

Organization owner?

18801 Alderwood Mall Pkwy, Lynnwood, WA 98037, USA

+1 (800) 562-8130 ext. 3820

www.soundcu.com

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Domain Info

Created Date

2000-12-19

Mailing Address

1331 BROADWAY, TACOMA, WA, 98402-3410, United States

Company Name

Sound Credit Union

Contact Data

[email protected]

+1.2533832016

+1.2535977610

Feedback about Sound Credit Union?

Here you see the reviews of our clients.

Very friendly and speedy service.

Brigitte Lowe

Worst customer service I've ever received.

Chandler Beahan DDS

Awesome and friendly customer service.

Abel Bartoletti

Better than a payday loan. The process was fast and the service is very reasonable. I would recommend this company and their service.

Virginia King

Simple process. Lower rates than other payday loans and more manageable payments. Totally legit. I would recommend to anyone.

Alejandrin Muller

Very easy and amazing app. Your loan goes in right to your account, and they always can work with you in the dates you can pay. Also customer service is amazing .

Dr. Franz Crist DDS

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Lynnwood, Washington

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Lynnwood, Washington is taken out simply and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Sound Credit Union help issue a loan in Lynnwood, Washington?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The funds are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial solvency to approve the form. Payday loans in Lynnwood, Washington may help level up your credit score.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Lynnwood, Washington

Bank of the Pacific

1802 Bay Ave, Ocean Park, WA 98640, USA

+1 (360) 665-5255

www.bankofthepacific.com

Heritage Bank

1800 S Burlington Blvd, Burlington, WA 98233, USA

+1 (360) 757-3416

local.heritagebanknw.com

Evergreen Home Loans Vashon NMLS 1409468

9929 SW Bank Rd, Vashon, WA 98070, USA

+1 (206) 519-3840

www.evergreenhomeloans.com