Alaska USA Federal Credit Union Payday Loans Review

4.4 20 reviews

Organization owner?

1107 SW Grady Way Ste 170, Renton, WA 98057, USA

+1 (800) 525-9094

www.alaskausa.org

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

Closed

Sunday

Closed

Monday

10AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Alaska USA Federal Credit Union?

Here you grapple with the feedback of our customers.

Excellent service and very friendly with your time.

Chelsea McGlynn

Considerate, patient staff!

Ms. Ophelia Orn V

I Highly reccomend it here:)!

Stephany Jacobi

Better than a payday loan. The process was fast and the service is very reasonable. I would recommend this company and their service.

Demond Ortiz

Simple process. Lower rates than other payday loans and more manageable payments. Totally legit. I would recommend to anyone.

Sterling Hammes

Very easy and amazing app. Your loan goes in right to your account, and they always can work with you in the dates you can pay. Also customer service is amazing .

Amiya Bosco DVM

Pay Attention

Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Renton, Washington

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Renton, Washington is issued simply and quickly. The interest rate is defined respecting the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Alaska USA Federal Credit Union help take out a payday loan in Renton, Washington?

24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Renton, wa review this circumstance not a drawback to issue a loan. The client of a payday loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on time and not only solve current issues, but improve the credit history.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Renton, Washington

Cash America Pawn

6408 6th Ave, Tacoma, WA 98406, USA

+1 (253) 460-1255

Harborstone Credit Union

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+1 (800) 523-3641

www.harborstone.com

KeyBank

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+1 (206) 447-3040

www.key.com

Washington Federal Bank

3219 W McGraw St, Seattle, WA 98199, USA

+1 (206) 284-5171

www.wafdbank.com

U.S. Bank ATM - Canyon Crossing - Safeway

5616 176th St E, Puyallup, WA 98375, USA

+1 (800) 872-2657

usbank.com