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Feedback about Columbia Credit Union?
Here you read the feedback of our clients.
The employees are friendly, professional, and work hard.
Vincenzo Morissette V
Why is the Drive up ATM always out of service?!
Marjolaine Schultz
Always a good experience through drive thru
Ashleigh Bode
Pay Attention
Lending companies are described in the first three points. Below info specifies shared information about payday loans.
Payday Loans in Vancouver, Washington
The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.
Such financial products as payday loan in Vancouver, Washington is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a client will get.
APR
391%* APR
Max Loan
$700 (*or 30% of gross monthly income)
Min Term
Not Specified
Max Term
45 days
How will Columbia Credit Union help issue a loan in Vancouver, Washington?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every client should fill in the following data:
Then you have to press a Submit button and get a decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Vancouver, wa will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Vancouver, Washington
Rapid Cash
10309 SE Mill Plain Blvd Ste A, Vancouver, WA 98664, USA
+1 (360) 885-2274
www.speedycash.com
