Athens Financial Payday Loans Review

Organization owner?

Athens, AL 35613, USA

7 years in business

+1 (256) 867-4764

Friday

10AM–5PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

What people think about Athens Financial?

Below you find some of the testimonials of our customers.

Applied for a loan second time. Got refused! No suggestion WHY! No explanation. Fishy service.

Dr. Kristopher Mohr

This lender is a rip off. I will never apply again. $30 goes towards loan and you keep $79 for interest.

Rose Johnston Jr.

I took loans from Athens Financial 3 times. Previously it was ok. Last time they said I was eligible. Promised the funds would be in my account within 9 hours. It’s been 2 days – no money. They do not answer phone calls. Why???

Garland Carroll

Said I was accepted for a cash advance loan. Have been waiting 3 days, still no money I my account. I conclude it’s fake.

Randy Medhurst

Important

Above there is information about a definite loan provider. Below you can see common features of payday loans.

Payday Loans in Athens, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Cash advance loans may be an easy and fast solution to a short-term problem in Athens, New York. Loans from payday lenders can get you cash same day. Your APR will depend on a few factors.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Athens, ny approve borrowers with poor credit. You can request a bad credit payday loan on the net 24/7 and if approved could have the funds in your account within a few hours.

To get accepted for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.