Welcome to Our Online Loan Referral Service


Jefferson St SE, Athens, AL 35611, USA
3 years in business
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Feedback about 1st Advantage Financial?

Here you grapple with the feedback of our customers.

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Araceli D'Amore

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Lucie Jones

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of support team.

Everardo Bartoletti

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Dedric Pacocha

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Athens, New York

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and fast to issue loans in Athens, New York. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will 1st Advantage Financial help issue a payday loan in Athens, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Athens, New York. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Athens, Alabama

Capital Legal Fund, llc

270 Doug Baker Blvd suite 700-225, Birmingham, AL 35242, USA

+1 (833) 386-3763

capitallegalfunds.com

Troy Bank & Trust

4971 W Main St, Dothan, AL 36305, USA

+1 (334) 305-0475

www.troybankandtrust.com

PNC Bank

250 W Fort Morgan Rd, Gulf Shores, AL 36542, USA

+1 (251) 968-2500

apps.pnc.com

Edward Jones - Financial Advisor: John T Davis

201 Grand Ave NW North, Fort Payne, AL 35967, USA

+1 (256) 845-4560

www.edwardjones.com

Prime Funding Inc

4050 US-431, Albertville, AL 35950, USA

+1 (256) 878-5000

Bank Trust

1801 W Dallas Ave, Selma, AL 36701, USA

+1 (334) 875-1000

www.trustmark.com

Peoples Bank of Alabama

336 Fieldstown Rd, Gardendale, AL 35071, USA

+1 (205) 608-8000

peoplesbankal.com

Cash Express

5398 Hwy 90 Service Dr # E, Mobile, AL 36619, USA

+1 (251) 602-0400

ATM (Regions Bank)

598 E Church St, Atmore, AL 36502, USA

+1 (800) 734-4667

www.regions.com

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