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2.4 11 reviews

2017 Bessemer Rd, Birmingham, AL 35208, USA
+1 (205) 785-1888

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Above-specified info provides the details about a exact lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Birmingham, New Jersey

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

It is simple and quick to take out loans in Birmingham, New Jersey. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.


30% usury cap

How will Cash America Pawn help issue a payday loan in Birmingham, New Jersey?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Birmingham, nj will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

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