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5 reviews
Loan agency in Birmingham, Alabama

320 Palisades Blvd, Birmingham, AL 35209, USA
+1 (205) 703-2739
branches.regionalfinance.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
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Domain Info

Created Date

2000-04-21

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

regionalfinance.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

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Above-specified info provides the details about a certain lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Birmingham, New Jersey

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Birmingham, New Jersey are issued easily. The interest percentage is conditional on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

30% usury cap

How will Regional Finance help take out a payday loan in Birmingham, New Jersey?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Birmingham, nj will assess other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Birmingham, Alabama

Laura Mitchell | Fairway Independent Mortgage Corporation Loan Officer

8154 AL-59 Suite 207, Foley, AL 36535, USA

+1 (251) 298-5304

ATM (Regions Bank)

3940 AL-14, Millbrook, AL 36054, USA

+1 (800) 734-4667

www.regions.com

Republic Finance

1234 Hillcrest Rd STE A, Mobile, AL 36695, USA

+1 (251) 607-9360

locations.republicfinance.com

Cash Advance

Enterprise, AL 36330, USA

Spinks Financial

1205 Ashville Rd #200, Montevallo, AL 35115, USA

+1 (205) 665-9580

Citizens Finance of Tuscaloosa, Inc.

505 Hargrove Rd E Suite 20, Tuscaloosa, AL 35401, USA

+1 (205) 345-0411

www.citizensfinance.biz

City National Bank - ATM

3220 Woodward Ave, Muscle Shoals, AL 35661, USA

+1 (256) 389-0080

Rice Banking Co

2413 N Broad St, Selma, AL 36701, USA

+1 (334) 875-8988

www.ricebankingcompany.com

Liberty Tax and Loans

608 Martin St S, Pell City, AL 35128, USA

+1 (205) 338-2346

approvedcashadvance.com

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