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1 reviews

3137 Lorna Rd # 1, Birmingham, AL 35216, USA
7 years in business
+1 (205) 978-8889
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–1PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Feedback about Cash Flow?

Here you grapple with the reviews of our customers.

I suffered one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Cash Flow in Birmingham seemed to me the most convenient.

Agustina Schneider

Cash Flow seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Jammie Oberbrunner

I'm not ashamed to borrow money from Cash Flow, now the whole world lives like this. I have already used loans many times, everything is convenient.

Mrs. Magdalen Kuhlman

Money was urgently needed. I left an online application in Cash Flow. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Lexi Cummerata

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Hermina McKenzie

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Birmingham, New Jersey

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and fast to issue loans in Birmingham, New Jersey. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

30% usury cap

How will Cash Flow help take out a payday loan in Birmingham, New Jersey?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Birmingham, New Jersey. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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