Welcome to Our Online Loan Referral Service

1 reviews

2215 Danville Rd SW, Decatur, AL 35601, USA
7 years in business
+1 (256) 686-3278

Feedback about First Choice Cash Advance?

Here you grapple with the feedback of our customers.

Thanks to First Choice Cash Advance for assisting when money is emergenctly needed. I have been applying to this service for amost one year and everything is always honest, without hidden charges.

Lolita Rau

First Choice Cash Advance seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Alisa Carter

Thanks to the team of First Choice Cash Advance. Quick solution of the arisen issues, quick decision on the payday loan. I definitely recommend this company.

Lucienne Auer

Pay Attention

Payday lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Decatur, Georgia

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Decatur, Georgia is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

10% small loan cap

How will First Choice Cash Advance help issue a payday loan in Decatur, Georgia?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial abilities to approve the application. Payday loans in Decatur, Georgia may help level up your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Decatur, Alabama

Covington Credit

2002 35th St E, Valley, AL 36854, USA

+1 (334) 768-2192

www.mymoneytogo.com

Investar Bank

1100 Quintard Ave, Anniston, AL 36201, USA

+1 (256) 237-8000

www.investarbank.com

Credit Central

1415 Honeysuckle Rd, Dothan, AL 36305, USA

+1 (334) 793-2001

creditcentralllc.com

Regions Bank

3420 Greenbrier Dear Rd, Anniston, AL 36207, USA

+1 (256) 241-6280

www.regions.com

Capital City Bank

3503 20th Ave, Valley, AL 36854, USA

+1 (334) 768-5400

locations.ccbg.com

Renasant Bank

211 Lee St NE, Decatur, AL 35601, USA

+1 (256) 351-6540

www.renasantbank.com

Local Finance of Greenville

141 Interstate Dr, Greenville, AL 36037, USA

+1 (334) 382-7000

Woodforest National Bank

3371 S Alabama Ave, Monroeville, AL 36460, USA

+1 (251) 241-3041

www.woodforest.com

BBVA Bank

36 N Section St, Fairhope, AL 36532, USA

+1 (251) 990-7601

www.bbvausa.com

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