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Loan agency in Hartselle, Alabama

1307 Hwy. 31 N, Suite B, Hartselle, AL 35640, USA
+1 (256) 751-9909
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Feedback about First Southern Financial?

Here you get acquainted with the feedback of our clients.

The paperwork to get a loan is easy, and the staff is jus amazing!

Benedict Barrows

Karen is really great to work with.

Josianne Hermann

Pay Attention

Lending companies are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Hartselle, Alabama

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Hartselle, Alabama are issued hassle-free. The interest percentage is conditional on the borrower's personal information: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First Southern Financial help take out a payday loan in Hartselle, Alabama?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Hartselle, al will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Hartselle, Alabama

Check Into Cash

705 Hwy 43 S Suite 14, Saraland, AL 36571, USA

+1 (251) 675-4018

local.checkintocash.com

S.A.M. Check Cashing Machine

115 US-80 BUS, Selma, AL 36701, USA

+1 (334) 872-8178

www.samcodirect.com

Alabama Super Pawn

102 Cox Blvd, Sheffield, AL 35660, USA

+1 (256) 383-7296

Check Into Cash

460 George Wallace Dr, Gadsden, AL 35903, USA

+1 (256) 547-8868

local.checkintocash.com

OneMain Financial

8075 Madison Blvd #109, Madison, AL 35758, USA

+1 (256) 772-7773

www.onemainfinancial.com

Advance America

5925 Trussville Crossings Pkwy Suite 105, Birmingham, AL 35235, USA

+1 (205) 661-0455

www.advanceamerica.net

Republic Finance

Gadsden, AL 35904, USA

www.republicfinance.com

Regions Bank

1420 US-431, Anniston, AL 36206, USA

+1 (256) 241-6380

www.regions.com

Woodforest Bank

1415 7th St S, Clanton, AL 35045, USA

+1 (205) 755-9696

www.woodforest.com

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