Welcome to Our Online Loan Referral Service

3 2 reviews

17583 AL-75, Henagar, AL 35978, USA
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4:30PM
Saturday
Closed

What people think about First State Bank?

Below you see some of the reviews of our customers.

I am a regular customer of First State Bank. It is very easy to apply online. The APR was reasonable. Their staff always reply in a timely manner.

Cloyd Bernier

Used First State Bank for the third time. The company is honest. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra money.

Ms. Oceane Yost

They only ask for an ID to get accepted. Last week I was ill and needed extra funds to hold on. These guys accepted me although I had a low credit score. Fast and safe application. Highly recommend!

Clifford Langosh

Important

Now you can review general features of payday loans.

Payday Loans in Henagar, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and fast solution to a short-term problem in Henagar, Alabama. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Henagar, Alabama

Security Finance

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+1 (256) 240-9770

www.securityfinance.com

Covington Credit

25 Saraland Blvd, Saraland, AL 36571, USA

+1 (251) 679-0791

www.mymoneytogo.com

Easy Money

1678 Montgomery Hwy #105, Birmingham, AL 35216, USA

+1 (205) 413-4460

www.ccfi.com

OneMain Financial

5-A Hwy 43 S, Saraland, AL 36571, USA

+1 (251) 675-4643

www.onemainfinancial.com

I Loans

802 Saraland Blvd S, Saraland, AL 36571, USA

+1 (251) 679-3224

Thrivent Financial for Lutherans

17240 Bon Secour Hwy, Bon Secour, AL 36511, USA

+1 (251) 414-7813

www.thrivent.com

Enterprise Instant Cash

706 Glover Ave, Enterprise, AL 36330, USA

+1 (334) 393-7724

Woodforest Bank

92 Plaza Ln, Oxford, AL 36203, USA

+1 (256) 831-1022

www.woodforest.com

Edward Jones - Financial Advisor: Richard T Widner

1700 Cherokee Ave SW, Cullman, AL 35055, USA

+1 (256) 775-0304

www.edwardjones.com

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