What people think about First State Bank?
Below you see some of the reviews of our customers.
I am a regular customer of First State Bank. It is very easy to apply online. The APR was reasonable. Their staff always reply in a timely manner.
Cloyd Bernier
Used First State Bank for the third time. The company is honest. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra money.
Ms. Oceane Yost
They only ask for an ID to get accepted. Last week I was ill and needed extra funds to hold on. These guys accepted me although I had a low credit score. Fast and safe application. Highly recommend!
Clifford Langosh
Important
Now you can review general features of payday loans.
Payday Loans in Henagar, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Cash advance loans may become an easy and fast solution to a short-term problem in Henagar, Alabama. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.
APR
456%*
Max Loan
$500
Min Term
10 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Henagar, Alabama
Riverdale Credit Union
601 Co Rd 78, Selma, AL 36703, USA
+1 (334) 875-4624
www.jeffersonfinancial.org
City National Bank - ATM
Northwood Crossings, 2300 McFarland Blvd, Northport, AL 35476, USA
+1 (205) 339-4232
World Finance
1976 Gadsden Hwy, Birmingham, AL 35235, USA
