First State Bank Payday Loans Review

3 2 reviews

Organization owner?

17583 AL-75, Henagar, AL 35978, USA

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–4:30PM

Saturday

Closed

What people think about First State Bank?

Below you see some of the reviews of our customers.

I am a regular customer of First State Bank. It is very easy to apply online. The APR was reasonable. Their staff always reply in a timely manner.

Cloyd Bernier

Used First State Bank for the third time. The company is honest. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra money.

Ms. Oceane Yost

They only ask for an ID to get accepted. Last week I was ill and needed extra funds to hold on. These guys accepted me although I had a low credit score. Fast and safe application. Highly recommend!

Clifford Langosh

Important

Now you can review general features of payday loans.

Payday Loans in Henagar, Alabama

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and fast solution to a short-term problem in Henagar, Alabama. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.