Welcome to Our Online Loan Referral Service

5 2 reviews

99 AL-168, Horton, AL 35980, USA
+1 (256) 281-0380
www.pibonline.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

2006-12-24

Mailing Address

PO BOX 669, BOAZ, AL, 35957-0669, United States

Company Name

Peoples Independent Bank

Peoples Independent Bank

Contact Data

jhancock@pibonline.com

+1.2565938844

Feedback about Peoples Independent Bank?

Here you grapple with the reviews of our clients.

Professional staff ...friendly every time you visit for business. ..

Kelsi Botsford

If you like doing business with home folks, this is the bank for you.

Linda Heaney

Pay Attention

Above-defined info provides the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Horton, Alabama

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Horton, Alabama is issued easily and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Peoples Independent Bank help take out a payday loan in Horton, Alabama?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this drawback is not implied as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial abilities to approve the request. Cash advance in Horton, Alabama may help level up your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as annual percentage rate.

APR Calculator

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