Welcome to Our Online Loan Referral Service


1613 Frederick Rd, Opelika, AL 36801, USA
+1 (334) 826-5263
firstsouthland.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
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Domain Info

Created Date

2006-05-01

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

xh83k6t68vu@networksolutionsprivateregistration.com

+1.5707088780

Feedback about First South Farm Credit?

Here you grapple with the feedback of our clients.

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Opelika, Alabama

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to take out loans in Opelika, Alabama. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will First South Farm Credit help issue a payday loan in Opelika, Alabama?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Opelika, al will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Opelika, Alabama

Regions Bank

1901 Cobbs Ford Rd, Autaugaville, AL 36003, USA

+1 (800) 734-4667

www.regions.com

East Alabama Credit Inc

3909 Pepperell Pkwy # B, Opelika, AL 36801, USA

+1 (334) 745-2510

Red Oak Credit Union

1008 Veterans Memorial Pkwy, Tuscaloosa, AL 35404, USA

+1 (205) 759-7317

www.dchcu.com

CCB Community Bank

225 E 3 Notch St, Andalusia, AL 36420, USA

+1 (334) 222-2561

www.bankccb.com

North American Title Loans

2600 N Jackson Hwy, Sheffield, AL 35660, USA

+1 (256) 383-1980

www.northamericantitleloans.net

Republic Finance

130 Wildwood Pkwy Suite 108, Birmingham, AL 35209, USA

+1 (205) 943-9334

locations.republicfinance.com

Alabama Title Loans, Inc.

1315 6th Ave SE, Decatur, AL 35601, USA

+1 (256) 353-6803

alabamatitleloansinc.com

Regoins Bank

1031 Winchester Rd NE, Huntsville, AL 35811, USA

+1 (800) 734-4667

www.regions.com

Regional Finance

631 Willow Ln Suite K, Greenville, AL 36037, USA

+1 (334) 649-6586

branches.regionalfinance.com

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