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4 reviews

2420 Pepperell Pkwy, Opelika, AL 36801, USA
+1 (334) 705-4034

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2910 W JACKSON ST, TUPELO, MS, 38801-6799, United States

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Feedback about BancorpSouth Bank?

Here you read the reviews of our customers.

I took out a payday loan when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a interest rate, but here it was approved as I wanted.

Eriberto Bauch

A good payday lender. The company quickly processed the application and deposited the funds to my credit card.

Wava Bernier MD

I'm not ashamed to borrow money from BancorpSouth Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Mr. Tyree Lubowitz

Thanks to the employees for the reliable service. They assisted in difficult times. For application you only need an ID.

Leonel Grant

Good service with a favorable percentage. Money transferred immediately, I always use BancorpSouth Bank.

Thomas Wilkinson

Pay Attention

Above-specified info offers the details about a definite lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Opelika, Alabama

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Opelika, al. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.



Max Loan


Min Term

10 days

Max Term

31 days

How will BancorpSouth Bank help issue a loan in Opelika, Alabama?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Opelika, Alabama. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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