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1 2 reviews
Loan agency in Oxford, Alabama

1225 Snow St #5, Oxford, AL 36203, USA
7 years in business
+1 (256) 831-0056
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–5PM

Feedback about Family Loan Inc?

Here you read the feedback of our clients.

I contacted Family Loan Inc 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?

Ms. Alta Walsh PhD

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Nikko White

I took out $300 for several days. When the cash advance was returned, they applied a huge commissions, I had to pay almost $400.

Verner Glover

Unsatisfied! Was refused to take out $1,000. Only $400 was approved.

Isai Rosenbaum

I contacted Family Loan Inc 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Mrs. Lori Beahan

Pay Attention

Payday lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Oxford, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Oxford, New York is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates you will recieve.

APR

25% small loan cap

How will Family Loan Inc help issue a payday loan in Oxford, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Cash advance in Oxford, New York may help level up your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Oxford, Alabama

Easy Money

20 W Fairview Ave, Montgomery, AL 36105, USA

+1 (334) 558-9000

www.ccfi.com

United Bank

1588 S Alabama Ave, Monroeville, AL 36460, USA

+1 (251) 743-3161

unitedbank.com

Bank Trust

401 19th St N #111, Bessemer, AL 35020, USA

+1 (205) 424-1923

www.trustmark.com

Quick Credit

2664 Eastern Blvd, Montgomery, AL 36117, USA

+1 (334) 284-4182

www.mymoneytogo.com

Don's Pawn & Jewelry

46 Court Sq, Ashland, AL 36251, USA

+1 (256) 354-2727

BBVA Bank

210 Cox Creek Pkwy, Florence, AL 35630, USA

+1 (256) 767-8818

www.bbvausa.com

MAX Credit Union

700 Hyundai Blvd, Montgomery, AL 36105, USA

www.mymax.com

Quick Credit

3183 US-431, Roanoke, AL 36274, USA

+1 (334) 863-2521

www.mymoneytogo.com

Regions Bank

150 Ana Dr, Florence, AL 35630, USA

+1 (256) 246-9320

www.regions.com

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