Welcome to Our Online Loan Referral Service


Pelham, AL 35124, USA
+1 (205) 663-2910
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Feedback about Payday Now?

Here you get acquainted with the feedback of our customers.

I contacted Payday Now 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?

Miss Ruthie Sipes DDS

For 6 months I have not been able to make the company to transfer the information about the repaying of the loan for 2019.

Grace Goyette

Sky-scraper interest rate. When paying back a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Mr. Elias Beier MD

Pay Attention

Lending companies are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Pelham, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Pelham, New York are taken out easily. The interest percentage depends on the borrower's personal data: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will Payday Now help take out a payday loan in Pelham, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Pelham, ny will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Pelham, Alabama

Hope Credit Union

3421 McGehee Rd, Montgomery, AL 36111, USA

+1 (334) 604-4110

hopecu.org

City Finance Co

171 Forest Ave, Luverne, AL 36049, USA

+1 (334) 335-5001

ATM (Regions Bank)

3940 AL-14, Millbrook, AL 36054, USA

+1 (800) 734-4667

www.regions.com

Cadence Bank - HWY 119 Branch

6801 Cahaba Valley Rd #100, Birmingham, AL 35242, USA

+1 (205) 981-4700

cadencebank.com

Valley Bank

3740 Highway 14 at, Highway 143, Millbrook, AL 36054, USA

+1 (334) 557-7792

locations.valley.com

Tower Loan

3210 McClellan Blvd, Anniston, AL 36206, USA

+1 (256) 241-7010

www.towerloan.com

Quik Pawn Shop

7737 1st Ave N, Birmingham, AL 35206, USA

+1 (205) 833-9684

quikpawnshop.com

Direct Loans

1500 Government St #23, Mobile, AL 36604, USA

+1 (855) 289-0233

G O Loans

289 S Jackson St, Grove Hill, AL 36451, USA

+1 (251) 275-2222

Top