Welcome to Our Online Loan Referral Service

2.5 2 reviews

85 Winston St, Valley Head, AL 35989, USA
+1 (256) 635-6292
www.meritbank.com
Sunday
Closed
Monday
9AM–2PM
Tuesday
9AM–2PM
Wednesday
9AM–2PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

2004-09-29

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

meritbank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about Merit Bank?

Here you see the feedback of our customers.

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Miss Jazmin Thiel V

I issued cash advance from Merit Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Angela O'Connell

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Lysanne Heaney

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Valley Head, West Virginia

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to issue payday loans in Valley Head, West Virginia. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

31% APR for loans up to $2,000

How will Merit Bank help issue a payday loan in Valley Head, West Virginia?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Valley Head, wv will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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ATM (Regions Bank)

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1st Franklin Financial

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World Finance

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CB&S Bank

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Century Bank

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Security Finance

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