Welcome to Our Online Loan Referral Service

5 2 reviews

117 N Main St, Wedowee, AL 36278, USA
+1 (256) 357-4936
southernstatesbank.net
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2007-03-28

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O SOUTHERNSTATESBANK.NET, Vista, CA, 92081, United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

[email protected]

+1.7604482392

Feedback about Southern States Bank?

Here you see the reviews of our customers.

The cash advance is transferred easily and quickly. There is a minus - a great interest rate when paying back a loan.

Prof. Marley Rodriguez IV

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to use Southern States Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Sadye Carter Jr.

I often take out a cash advance to a card in Southern States Bank. It is very convenient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the terms.

Hillary Predovic

Yesterday I needed extra money, I decided to contact Southern States Bank. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Maeve Brakus

Pay Attention

Payday lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Wedowee, Alabama

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Wedowee, Alabama is taken out simply and fast. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Southern States Bank help issue a payday loan in Wedowee, Alabama?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to issue a loan. The lender process many aspects such as financial abilities to approve the request. Payday loans in Wedowee, Alabama may help enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

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