Welcome to Our Online Loan Referral Service

3.4 5 reviews

1230 E Grand Ave, Arroyo Grande, CA 93420, USA
+1 (805) 473-4028
locations.usbank.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you find some of the reviews of our customers.

I am a loyal customer of U.S. Bank Branch. It is very easy to apply online. The APR was affordable. Their managers always reply in a timely manner.

Lisandro Dooley

U.S. Bank Branch seems good. Used it twice. The first cash advance approved was small – $300, but next time the limit was increased to $600. Repaid the loan even earlier. The managers were understanding, they gave clear answers to all my questions. No issues. But their interest rates are not the lowest on the net.

Miss Kiera Smitham

Many thanks to U.S. Bank Branch. I recently had some difficulties with repaying my auto loan and they approved me for a payday loan. Best loan provider! Managed to cover my issues and signed with relief.

Queenie Cremin PhD

Online application. I only filled in an ID and a bank account. Immedaite approval. The first time I was approved for $600 only. Hope the available amount will be more next time. APR is affordable . Paid back the loan . If required, the term can be also extended.

Manuel Cartwright

Important

Now you can review general aspects of payday loans.

Payday Loans in Arroyo Grande, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in Arroyo Grande, California is are simple to access. The interest rate is individual for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.

APR Calculator

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