Welcome to Our Online Loan Referral Service

4.6 45 reviews

34291 Doheny Park Rd, Dana Point, CA 92624, USA
+1 (949) 429-3055
gemsnloans.com
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
Closed
Monday
Closed
Tuesday
10AM–6PM

Domain Info

Created Date

2004-09-15

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Gems N' Loans - Dana Point?

Here you see the reviews of our clients.

Beautiful selection and friendly friendly staff!!!

Kayleigh Keeling

The price they offered was even 10% of what I paid.

Dillan Sporer

She provided perfect customer service and made my experience delightful

Christina Yost

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Capistrano Beach, California

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Hassle-free financial products are considered as payday loans in Capistrano Beach, ca. They are taken out at individual interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Gems N' Loans - Dana Point help issue a loan in Capistrano Beach, California?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Capistrano Beach, California. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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calbanktrust.com

Mechanics Bank - Yreka Branch

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+1 (530) 842-6141

www.mechanicsbank.com

OneMain Financial

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+1 (951) 296-0135

www.onemainfinancial.com

East West Bank

23737 Hawthorne Blvd, Torrance, CA 90505, USA

+1 (310) 791-2800

www.eastwestbank.com

Unlimited Funding Corporation

150 N Santa Anita Ave # 650, Arcadia, CA 91006, USA

+1 (626) 254-9444

Golden Pacific Bank

9960 Live Oak Blvd, Live Oak, CA 95953, USA

+1 (530) 742-3800

Westamerica Bank

2440 Tulare St #110, Fresno, CA 93721, USA

+1 (559) 495-4150

www.westamerica.com

Reliant Funding

9540 Towne Centre Dr #200, San Diego, CA 92121, USA

+1 (888) 239-7865

www.reliantfunding.com

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