Welcome to Our Online Loan Referral Service

4 7 reviews

11812 South St, Cerritos, CA 90703, USA
+1 (562) 924-8222
www.eastwestbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1996-04-10

Mailing Address

California, United States

Company Name

East West Bank

East West Bank

Contact Data

Feedback about East West Bank?

Here you see the reviews of our customers.

Excellent customer service and very happy with home loans here.

Anika Wuckert

Great bank with great service

Mrs. Kali Zboncak II

He made a call to his customer's & had no answer.

Elda Runolfsson

Pay Attention

Above-shown info offers the details about a certain lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Cerritos, California

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Cerritos, California are issued hassle-free. The interest rate is conditional on the client's person-related data: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will East West Bank help issue a payday loan in Cerritos, California?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this drawback is not implied as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial solvency to approve the application. Payday loans in Cerritos, California may help enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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ATM - Umpqua Bank

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OneMain Financial

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