Welcome to Our Online Loan Referral Service

2 2 reviews

2385 Esplanade, Chico, CA 95926, USA
+1 (530) 893-6177
usbank.com
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank ATM - Chico Esplanade?

Here you read the reviews of our clients.

I addressed U.S. Bank ATM - Chico Esplanade. Everything was done fast. Only pleasant impressions remained!

Prof. Marley Hyatt

I addressed U.S. Bank ATM - Chico Esplanade. Everything was done quickly. Only pleasant impressions remained!

Mrs. Telly Baumbach III

Thanks to U.S. Bank ATM - Chico Esplanade for helping out when money is emergenctly required. I have been applying to this service for over one year and everything is always honest, without hidden commissions.

Reed Bergstrom I

U.S. Bank ATM - Chico Esplanade applied for a cash advance secured by an auto for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Nakia Stehr IV

Thanks to the specialists for the competent service. They assisted in difficult times. For application you only need an ID.

Isabelle Goyette Jr.

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes readers grapple with general information about payday loans.

Payday Loans in Chico, Texas

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Chico, Texas is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will U.S. Bank ATM - Chico Esplanade help issue a loan in Chico, Texas?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Chico, tx will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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