Welcome to Our Online Loan Referral Service

5 reviews

116 S Cloverdale Blvd, Cloverdale, CA 95425, USA
+1 (707) 894-4900
www.exchangebank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

Feedback about Exchange Bank?

Here you see the reviews of our clients.

I suffered one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Exchange Bank in Cloverdale seemed to me the most convenient.

Brant Erdman I

I'm not ashamed to borrow money from Exchange Bank, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Sydni Buckridge MD

I addressed Exchange Bank. Everything was done quickly. Only pleasant impressions remained!

Mrs. Reyna Cremin PhD

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Cloverdale, Virginia

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Cloverdale, Virginia is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Exchange Bank help take out a loan in Cloverdale, Virginia?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Cloverdale, Virginia. They estmate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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